Fueled by a fundamental belief that having access to financial services creates opportunity, PayPal (NASDAQ: PYPL) is committed to democratizing financial services and empowering people and businesses to join and thrive in the global economy. Our open digital payments platform gives PayPal’s 305 million active account holders the confidence to connect and transact in new and powerful ways, whether they are online, on a mobile device, in an app, or in person. Through a combination of technological innovation and strategic partnerships, PayPal creates better ways to manage and move money, and offers choice and flexibility when sending payments, paying or getting paid. Available in more than 200 markets around the world, the PayPal platform, including Braintree, Venmo and Xoom enables consumers and merchants to receive money in more than 100 currencies, withdraw funds in 56 currencies and hold balances in their PayPal accounts in 25 currencies.

A typical day for the Merchant Risk Consulting Specialist: • You will conduct a holistic risk review of Merchants in the Business Seller Segment through various workflows (including but not limited to case, phone, email and internal referral channels) • Your holistic review will include a balanced approach of assessing risk and the merchant experience • You will interact proactively and educate the merchant while making strong decisions which will balance Risk and Experience • You will be working independently and within a team environment to serve as a credible partner who makes sound decisions • You will drive stronger Merchant engagement through your interactions with our customers • You will take ownership of the impact of your decision and the overall merchant experience

What does Success Look Like? 

Holistic Review:

• Your critical thinking is End to End to understand the full Merchant Life Cycle, evaluating Identity, Intent, Business Model and the Financial Stability of our merchants
• You will develop the full “Merchant story” within your review process to validate and understand the Merchants situation
• You will wear several “hats” - Risk, Relationship Manager, Sales, Negotiator and Investigator
• You will work towards understanding relevant industry risk trends
• You are working to have global awareness of process alignment and economy implications

Merchant Education:

• You always put yourself in the Merchant’s shoes and act as a strong partner
• You have the ability to effectively communicate outcomes, build relationships and consult with our Merchants

About You:

• You have 1+ years’ experience within a customer service or financial institution, with experience in Fraud, Credit Risk, Transaction processing or Chargeback Processing
• You are fluent in English and German
• You have strong written and verbal communication skills
• You have a Degree or other relevant third level qualification
• You have an ability to function in multiple workstreams covering a variety of tasks with a sense of urgency and follow-through
• You have a strong working knowledge of external systems and PC based internet and software applications (e.g. internet, Microsoft Office)
• You are creative, good at learning on the fly, have strong customer focus and problem-solving skills and you operate with integrity

You Might Also Have:

• An ability to be comfortable working within ‘grey’ areas of policy where outstanding decision-making quality is required
• An ability to learn and adapt to new software technologies
• The ability to work independently with a strong drive for results
• Experience with conflict management and strong interpersonal skills

We're a purpose-driven company whose beliefs are the foundation for how we conduct business every day. We hold ourselves to our One Team Behaviors which demand that we hold the highest ethical standards, to empower an open and diverse workplace, and strive to treat everyone who is touched by our business with dignity and respect. Our employees challenge the status quo, ask questions, and find solutions. We want to break down barriers to financial empowerment. Join us as we change the way the world defines financial freedom.